Privacy Policy

What information do we collect? We collect information from you when you register on our site, subscribe to our newsletter, or fill out a form. Any data we request that is not required will be specified as voluntary or optional. When ordering or registering on our site, as appropriate, you may be asked to enter your name, e-mail, address, phone number for More Life Resources.

Important:

Your information will never be sold or shared with Third Parties or Affiliates unless legally required to do so.

Mobile Information Sharing:

No Mobile information will be shared with Third Parties or Affiliates for Marketing or Promotional purposes.

You may, however, visit our site anonymously. Like most websites, we use cookies to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the ‘do we use cookies?’ section below for information about cookies and how we use them.

What do we use your information for? Any of the information we collect from you may be used in the following ways:

• To personalize your experience

(your information helps us to better respond to your individual needs)

• To improve our website

(we continually strive to improve our website offerings based on the information and feedback we receive from you)

• To improve customer service

(your information helps us to more effectively respond to your customer service requests and support needs)

• To send periodic emails

How do we protect your information? We implement a variety of security measures to maintain the safety of your personal information when you submit a request or enter, submit, or access your personal information. These security measures include password protected directories and databases to safeguard your information, SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the internet securely, or PCI Scanning to actively protect our servers from hackers and other vulnerabilities.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Sockets Layer (SSL) technology and then encrypted into our database to be accessed only by those who are authorized with special access rights to our systems and are required to keep the information confidential. After a transaction, your private information (credit cards, Social Security numbers, financials, etc.) will not be stored on our servers.

Do we use cookies? Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information.

Do we disclose any information to outside parties? We do not sell, trade, share or otherwise transfer to third parties your personally identifiable information without consent unless legally required to do so. No Mobile Information will be shared with Third parties/affiliates for marketing/promotional purposes.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

All benefits are not available in all states. All coverage information, representation or solicitation will be provided by a licensed life and health agent/broker, who is licensed and regulated by your state and represents multiple carriers offerings specialized in Medicare, Life, Home, Auto, Mortgage Protection, Annuities, Business, and Final Expense insurance products. By entering your information, you consent to be contacted by phone, email, text/SMS, and through the use of automatic telephone dialing systems and pre-recorded messages at the number(s) and email address(es) listed above even if your number provided on the form above is on a National or State Do Not Call List. You agree that you may be presented with Medicare Supplement, Medicare Advantage and/or Prescription Drug Plans available in your area. Your consent does not require you to purchase any goods and/or services and you understand that you are not required to sign this authorization to receive services.

Children’s Online Privacy Protection Act compliance

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act); we do not collect any information from anyone under 18 years of age. Our website, products, and services are all directed to people who are at least 18 years old.

CAN-SPAM compliance

We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information.

Online privacy policy only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our privacy policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change.

This policy was last modified on August 14, 2020.

Privacy policy customer pledge

We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the following important privacy laws and initiatives:

Federal Trade Commission Fair Information Practices

Children’s Online Privacy Protection Act

Privacy Alliance and Marketing Act

Trust Guard Privacy Requirements

Terms of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

Permission is granted to temporarily download one copy of the materials(information or software) on More Life Resources ’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:• modify or copy the materials;• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);• attempt to decompile or reverse engineer any software contained on More Life Resources ’s web site;• remove any copyright or other proprietary notations from the materials; ortransfer the materials to another person or “mirror” the materials on any other server.This license shall automatically terminate if you violate any of these restrictions and may be terminated by More Life Resources

at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on More Life Resources ’s web site are provided “as is”. More Life Resources

makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, More Life Resources

does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall More Life Resources

or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on More Life Resources ’s Internet site, even if More Life Resources

or a More Life Resources

authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on More Life Resources ’s web site could include technical, typographical, or photographic errors. More Life Resources

does not warrant that any of the materials on its web site are accurate, complete, or current. More Life Resources

may make changes to the materials contained on its web site at any time without notice. More Life Resources

does not, however, make any commitment to update the materials.

6. Links

More Life Resources

has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by More Life Resources

of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

More Life Resources

may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to More Life Resources ’s web site shall be governed by the laws of the United States of America without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Business Hours

Mon-Fri 10-7PM EST

Sat 11-2PM EST

Contact Us

MoreLifeResources@ORCA.Life

(302) 359-5509

Charlotte, NC

© Copyright 2025. More Life Resources. All Rights Reserved

Privacy Policy I Terms of Use